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Claims Defensibility

Do you feel that Employers Liability / Public Liability claims are paid too easily?

What is Claims defensibility?

For many organisations, the process of dealing with PL and EL claims can be very frustrating. What starts as a seemingly trivial incident can end up as an expensive, settled insurance claim!

Liability claims are governed by specific rules that require the sharing of key health and safety documentation to both your insurer and the claimant’s legal advisers. Often what your client sees as a “comprehensive” health & safety system may not be the same as what’s required to successfully defend a claim.

We offer a comprehensive Claims Defensibility assessment service to clients designed to help you both prevent future accidents happening (ultimately the best defence) as well appreciating what information the Insurance Company requires to mount a more credible defence to any allegations made. Our assessment will review and comment on the strengths of the following;

  • Risk assessments and workplace instructions
  • Safety training and information provided to employees
  • Workplace audit / inspection regimes
  • Accident reporting, recording and investigation procedures
  • Insurance Broker and Insurance Company claims liaison
Neil Griffiths
“The fleet audit & training went down very well and has made many people think a little harder about their driving habits”
Neil Griffiths
Noel Tatt Group - Sales Manager

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We offer a free consultation (on-site where possible) with you and/or your client to assess their current position and discuss how we may assist, with no obligation.

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